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Compare Health Insurance Rates & Health Insurance Companies

When you compare health insurance plans, you need to understand how much the coverage is going to end up costing you., need to be able to easily compare health insurance companies and the plans they offer, as well as understand the different financial parts of a typical medical insurance policy.

The Internet is your best bet when it comes time to compare health insurance rates, and the best online destination to compare health insurance policies and premiums is eHealthInsurance. With the ability to quickly compare over 10,000 health insurance products from more than 180 companies, eHealthInsurance is the only website you need to effectively compare private health insurance providers, get no-obligation quotes and even apply for coverage directly from your computer.

Compare Health Insurance Plans

When you compare health insurance plans, you need to understand the different financial obligations you may be required to pay, including:

  • Premium - The amount that you pay each month, or each year, for health coverage is called the premium. Because the amount a company can charge for a particular health insurance plan is set by your state's Department of Insurance, it doesn't matter where you purchase the health insurance from, you will be paying the same premium.
  • Copayment - The amount you have to pay for a medical service is called the copayment. Examples include having to pay $25 for a visit to your doctor, or $15 to have a prescription filled. Any amount above the copayment is covered by your medical insurance provider.
  • Deductible - Certain health insurance plans require you to satisfy an annual deductible before they start making claim payments., have to pay this amount (anywhere from $100 to $5000 or more) out-of-pocket on an annual basis before your insurance company pays any amount. Generally, the higher your deductible, the lower your premiums will be.
  • Coinsurance - Besides a copayment or deductible, you may be required to pay a percentage of a medical claim, called coinsurance. For example, if you are required to pay 20% coinsurance, you would pay $20 on a $100 medical bill. The insurance company would pay for the remainder of the claim.

Not all health insurance companies require a copayment, deductible or coinsurance, which is why it is important to compare health insurance rates to find the combination of benefits and cost that you can live with. eHealthInsurance makes it very easy to compare health insurance companies side-by-side so you can make an educated decision.

Compare Health Insurance Rates

The easiest way to compare health insurance policies from leading insurance providers is to use eHealthInsurance, the top online destination when it comes to health insurance plans. You can easily research available medical plans online to find the coverage you need. Compare private health insurance companies, and the products they offer, easily with eHealthInsurance's advanced comparison tools and instantly get quotes for the plans you are interested in.

The health insurance quotes you get from eHealthInsurance for a particular plan are the same that you would get from the provider or from a local insurance broker because health premiums are set by your state's Department of Insurance., no-fee online service to easily find the health insurance coverage that best fits your requirements, at the lowest possible rates.

Compare health insurance plans and get instant, no-obligation quotes from eHealthInsurance today!