Business Insurance

Small business insurance coverage comes in many different varieties. Depending on what type of business you are operating, your coverage needs will vary and will be different than the company down the way (assuming you are in different industries). It is always smart to have a basic understanding of commercial insurance coverages, but you should definitely discuss your specific coverage needs with a professional.

Workers compensation insurance. Companies that have employees are generally required to carry this coverage, which can be a burden if rates are not kept under control. While some rate determining factors are out of the control of the business purchasing coverage, fun88.com, there are some steps that can be taken in order to limit the use of this coverage, which may result in lower coverage costs.

In the final installment of our brief guide to basic business insurance coverage, we discuss small business medical insurance and the different coverage options a business owner has. Small business medical insurance is a hot topic as of late, as is health care in general. Companies willing and able to provide medical coverage for their [...]

In part two of our three part guide to basic business coverage, we discuss commercial auto insurance. Whenever a vehicle is being used for business purposes, no matter if it is owned by the business or by an individual, there needs to be the proper commercial coverage in place. Don’t assume a personal auto policy provides business coverage - fun88.com, might be surprised should something happen!

The proper business insurance coverage is just as important to most smaller companies as is a business plan and product or service to sell. Without the proper business coverage in place a small business owner is placing themselves in harms way and could potentially find themselves liable for actions of their business. This is part one of a three part series discussing the basics of business insurance coverage.

  Directors and officers insurance is a coverage that many larger companies purchase, especially those with upper management in a position to be held liable for the decisions they make in the day-to-day operations of a company. However, one of the most successful companies out there today goes without directors and officers insurance, or D&O [...]

Workers compensation insurance coverage is familiar to most small business owners that have employees, as they are most likely required to carry this type of insurance. However, did you know that professional sports teams also need works comp insurance? Here is the story of one team that had to cancel their 2011 season because of high coverage costs.

Directors and officers insurance coverage is an important type of business coverage for companies that have top management that are in a position to be held liable for actions that they take during the course of performing their job. Foreign companies that operate in the United States are wise to carry this type of business coverage, especially if they could be held liable for violations of federal securities laws.

This winter the nation has seen its fair share of large winter storms, blanketing large portions of the country in snow, and bringing headaches to business owners everywhere. This severe weather should serve as a reminder that every business, large and small, needs to have the proper coverage in place to help when bad weather interrupts business operations.

Many home based businesses don’t carry any sort of business insurance coverage because they think they are too small to need coverage, they just plain don’t think about it, or they are under the mistaken impression that their home owners insurance policy provides coverage. Bottom line is that most home based businesses need an affordable business insurance policy to be properly protected.