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Individual Health Care Plans

Get Individual Healthcare Insurance Quotes


An individual health care plan is an important part of maintaining your health. Shopping for individual health care plans can be a bit confusing, considering there are three types of managed care plans to choose from. Going online to find individual health care insurance is a smart idea as you can easily compare and analyze your options from the comforts of your home.

The leading Internet destination for information regarding individual healthcare insurance is eHealthInsurance. Licensed to sell health insurance in all US locations, eHealthInsurance gives you instant access to over 10,000 health insurance products. Comparing and purchasing health coverage is easy when you get FREE, no-obligation quotes for individual healthcare plans online.

Individual Health Care Plan Types

There are three popular types of individual health care plans as outlined below:

  • HMO - An HMO, or Health Maintenance Organization, is a plan that utilizes a network of doctors, from which you have to pick a primary care physician. Your primary doctor refers you to any specialists as required. An HMO gives you less flexibility when it comes to choosing medical professionals you see, but this system usually results in lower out-of-pocket expenses you have to deal with. These plans usually cover more preventative care services than a PPO, but will not cover you if you seek care outside of your network or without proper, prior authorization.
  • PPO - A PPO, or Preferred Provider Organization, lets you choose from any in-network doctor and even provides a lower level of coverage for out-of-network care. An annual deductible will usually need to be satisfied and there might be copayments when you receive medical care. Depending on the coverage you are seeking, you might also be required to pay a percentage of the procedure with a PPO.
  • POS - A POS, or Point of Service plan, offers a little of both PPOs and HMOs. A primary care doctor will need to be chosen and when you see this doctor, you most likely will not be subject to a deductible. You can go outside of your network for care, but this will usually be subject to a deductible and more out-of-pocket expenses incurred by you.

There are several options when it comes to picking an individual health care plan. For help figuring out which individual health care insurance plan is best for you, it is a smart idea to use the services of eHealthInsurance. Their easy to use website allows you to choose which individual healthcare option is right for you.

Individual Health Care Plan Quotes

Getting quotes for individual health care plans is a great way to compare your options for health coverage. With plans from over 180 of the leading insurance companies, eHealthInsurance makes the process of choosing the right individual health care insurance much easier than it used to be. Quotes from eHealthInsurance are the lowest available as rates are set by the Department of Insurance in your state. This means that you can use eHealthInsurance with confidence knowing that their rates are the same as if you got them from a local agent or directly from the provider.

Receive FREE, no-obligation individual health care plan quotes from eHealthInsurance now!