Temporary Medical Insurance Coverage Quotes
Temporary Insurance Quotes Online - Temporary Medical Coverage
If you are between jobs, or just graduated from college, then you may need temporary medical insurance until you are able to secure a longer term solution. There are a few things that you need to understand about temporary insurance coverage, which can be found below.
The best place to locate temporary medical coverage is eHealthInsurance, the leading online destination for medical insurance policies. eHealthInsurance lets you comparison shop to find the right temporary major medical insurance from the comforts of your computer. Compare plans, get no-obligation quotes, and apply for coverage without getting up from your chair.
Temporary Medical Insurance Briefly Explained
The following bullet points highlight major characteristics of temporary medical insurance coverage:
- Typically temporary insurance coverage is only for 6 months, with some policies lasting up to a year.
- Some companies allow you to reapply for a second term of coverage, but generally not for more than two terms. If you are in need of coverage for a longer amount of time, then you need to get a longer term solution.
- Because they only offer coverage against major illness or accidents, temporary major medical insurance policies do not offer preventive, dental, or vision care coverage. If you need this kind of coverage, you will need a traditional medical insurance plan. Short term medical insurance plans are just for major medical emergencies.
- Pre-existing conditions are not generally covered by a temporary plan.
- Having temporary medical coverage will mean you cannot get a HIPAA medical plan, which is guaranteed coverage for someone who recently lost their job. A HIPAA plan is generally very expensive because they provide coverage for individuals with pre-existing conditions that otherwise could not get coverage. If you need to keep your eligibility for a HIPAA plan, then you do not want to get a temporary insurance policy.
If you are between jobs, or otherwise looking for medical coverage for a short amount of time, then temporary medical insurance may be right for you. However, you need to remember that a short term policy only covers you in emergencies. If you are looking for more comprehensive coverage, you will need a traditional health plan.
Temporary Medical Insurance Quotes
The best place online to quickly get quotes for temporary medical coverage is eHealthInsurance. They represent over 180 of the top health insurance providers and are able to provide you with the best rates for temporary major medical insurance.
Medical insurance rates are set by each state and the premiums for the exact same policy are identical no matter if you purchase the coverage from eHealthInsurance, directly from the provider, or from your local insurance agent. eHealthInsurance has one of the easiest to use tools to compare health insurance plans and they don’t charge a fee for their service, so visit them today to find the temporary insurance coverage you need.
Get your instant, no-obligation temporary medical insurance quotes today from eHealthInsurance!
