Short Term Medical Insurance Quotes
Short Term Medical Coverage Quotes - Short Term Medical Plans
There are several scenarios why you might need short term medical insurance, including being in between jobs, waiting for coverage to start on a long term policy, or your are a recent college graduate. Short term medical coverage is for those needing emergency medical insurance for a brief period of time. Short term major medical insurance is not intended to replace a traditional health insurance policy, but provides you the coverage you need until you can get a long-term solution.
Taking your search for short term medical plans online is a great way to quickly find, compare, and apply for coverage. The best place to visit on the Internet to find medical insurance is eHealthInsurance, the web's leading source of health insurance. With eHealthInsurance, you can find a short term medical plan, compare your options, get a no-obligation premium quote, and apply for coverage, all from your computer.
Highlights of Short Term Medical Insurance
Following are highlights of short term medical insurance policies:
- 6 months is the length of a typical short term medical plan. Some companies allow you to extend coverage up to a year.
- You may have the option of reapplying for coverage once your first term has expired, but you generally will not be able to have more than 2 terms of coverage. You will need a traditional medical insurance policy if you need coverage for a longer amount of time.
- A short term major medical insurance policy is not a comprehensive insurance plan and does not cover things such as vision or dental care, immunizations, or preventative care. A short term policy is designed specifically to provide coverage in emergency situations for major accidents or illness.
- If you have a pre-existing condition, it will not usually be covered with short term medical coverage.
- Getting a short term policy makes you ineligible for a HIPAA health care plan. This is a plan that offers guaranteed coverage for people with pre-existing conditions that recently lost their job. It is an option of last resort as the premiums are typically very high, so if you need to remain eligible for HIPAA coverage, do not get a short term policy.
If you need temporary medical insurance, short term policies can fill your need. As long as you are aware that short term medical plans provide coverage only in emergencies and are not a comprehensive medical plan, then consider getting short term medical coverage until you can get a more long-term solution.
Short Term Medical Coverage Quotes
Finding short term major medical insurance is easy when you visit eHealthInsurance, the leading online destination for obtaining health coverage. You get the lowest rates available, with the tools and support available to assist you in the decision making process.
It is a little known fact that insurance rates are determined by your state's Department of Insurance. This means that when shopping for a particular plan, you will get the exact same quote if you use eHealthInsurance, a local broker, or go directly to the provider. This makes the decision to use eHealthInsurance a smart one as they provide you with the resources you need to make an educated choice when it comes to short term medical plans.
Visit eHealthInsurance today to get instant, no-obligation quotes for short term medical insurance.
