Health Insurance

Health coverage is a major concern for entrepreneurs or anyone thinking of working for themselves. Most of us are conditioned to get health coverage through an employer, so the very thought of having to purchase a health plan on our own can be paralyzing. Explore what your self employed health plan options are before you totally freak out. You might be surprised at the variety of options available to entrepreneurs.

Health insurance costs can kill a company, so being able to figure out how to reduce group health plan costs should be a top priority for most employers. Get creative and come up with some solutions that increase your employee’s overall health, thus reducing their use of company supplied health insurance. Here are some things to consider…

Joining the ranks of the self employed generally means it is up to you to find and purchase health insurance coverage for your family. This means that you probably will be spending a lot more money each month versus a person that gets coverage through an employer. Fortunately, you might have access to more affordable self employed health plan options that may just ease the burden.

Due to the new tax credits available to certain small businesses, interest in offering small business health coverage has increased, according to the article in the Idaho Statesman. It would appear that in many circumstances, the tax credits are doing their job – making it more affordable for certain smaller companies to offer health coverage to their employees.

Most of us need some sort of insurance coverage, but there is no reason why we should be overpaying for the coverage we need. Depending on the type of coverage you are looking for, there are ways to ensure you are not paying too high of a premium. Here are some things to consider…

Wouldn’t it be great to pay $99 a year for health insurance coverage. Yes it would, and it would also be great to be able to purchase ocean front property for $1 an acre. Neither are likely to happen, but Sam’s Club does have a new product that helps individuals monitor their health as well as gives advice on how to live healthier.

Do you have a one-person business and need health insurance? Are you ineligible for an individual health insurance plan due to certain medical conditions? Sounds like you need to find yourself a spouse, hire them, and get a group health insurance plan. Yes, you read that correctly. Time to get married!

Are you avoiding the dentist because you fear that it is going to cost you a small fortune for the visit? Believe it or not, there are things that you can do that will help reduce the amount you spend on dental care.

Recently, President Obama put out a quick, 3+ minute video that explains how HealthCare.gov can help you sort through your health insurance options. This website is actually a decent resource to help you see what your public and private options are for getting health care insurance.

Sending your child off to college? Find out some of the pros and cons of choosing a school-based health insurance plan and see what other options exist.