Commercial Vehicle Insurance Quotes
Get FREE Commercial Auto Insurance Quotes
A commercial vehicle insurance policy provides coverage for vehicles used for business purposes. No matter what type of a vehicle you operate, as long as it is used for business, it needs to be covered by a commercial auto insurance policy. Personal cars used in the course of business need to be covered under a commercial car insurance policy as a personal policy generally does not extend coverage for business use.
The easiest way to get commercial vehicle insurance quotes is to shop online with NetQuote, a leading business insurance source. By completing a secure online form via the NetQuote website, you will quickly receive back a FREE, no-obligation commercial vehicle insurance quote from multiple leading insurance companies. Never has it been easier to get all sorts of business insurance coverage, including a commercial auto insurance policy, then by using NetQuote.
Commercial Auto Insurance Coverage
Because your business general liability insurance policy will not cover vehicles, you will need to obtain a commercial auto insurance policy for the needed protection. No matter what type of business you have, as long as you operate vehicles for business use, you need commercial vehicle insurance coverage.
Below are some of the main types of coverages found in a typical commercial car insurance policy:
- Physical Damage (PD) coverage - Two types of physical damage coverage are available in a commercial auto insurance policy - collision and comprehensive coverage. Collision coverage is used when your covered vehicle is damaged due to an automobile accident. Comprehensive coverage is for all non-collision related damage, such as theft, wind, fire and flood damage.
- Liability coverage - One of the most important parts of the commercial vehicle insurance quotes you receive is liability coverage. This is the coverage that is state required because it protects third parties in case you are at-fault in an accident. One part of liability coverage is property damage coverage, which pays for damage to vehicles or property. The other part is bodily injury coverage, which pays for injuries sustained by people in a vehicle other than the one you are operating, or to pedestrians.
- Medical payments - Your commercial car insurance policy will also include medical payments, which is used when people inside your insured vehicle are injured. This is different than the bodily injury liability protection, which is used for parties outside of your covered vehicle.
There are other coverages that your commercial vehicle insurance quote may include. Discuss what coverages you require with your insurance agent to make sure that the protection that you are buying is right for your situation.
Commercial Vehicle Insurance Quotes
Commercial auto insurance is an important part of your company's insurance portfolio if you operate company vehicles. The trick is to find the coverage you need at rates you can afford, which is where NetQuote comes in. With the ability to obtain FREE, no-obligation commercial vehicle insurance quotes from multiple insurance carriers by filling out one simple online form on NetQuote's website, finding the business insurance you need has never been simpler.
Get your FREE, no-obligation commercial vehicle quotes today when you Visit NetQuote.
